Private Medical Cover provides you with the flexibility to structure your plan to suit your needs. You have a choice of excess on the base plan ($0, $250, $500, $1,000, $2,000, $5,000 or $10,000) which can vary for each life assured. Your adviser will assist you to understand the implications of these options to enable you to make the best choice for your personal circumstances.
Additionally, if you have a medical insurance policy with another provider and they pay less than 100% of your claim, under the Multiple Policy Excess Benefit the amount they pay you will count towards your excess when you claim the difference on your Partners Life Private Medical Cover policy. This is particularly beneficial if your employer offers limited medical cover as part of your employment package.