Severe Trauma Insurance provides a lump-sum payment should you suffer one of the Covered Conditions. The Covered Conditions are by nature severe and potentially life-threatening and, as a result, can have a significant financial impact. Severe Trauma Cover is designed to help alleviate this economic impact. The lump-sum can help reduce debt, purchase specialised equipment, pay for home modifications, provide additional care, create an investment fund to generate ongoing income, or enable business ownership to be restructured, among other things. The purpose of the funds is entirely yours to decide.